Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 5 fha loan specialists in Greencastle, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomePromise Corporation
12400 Molly Pitcher Hwy, Greencastle, PA 17225
8007200250
Truist
40 CENTER SQ, Greencastle, PA 17225
7175936700
Orrstown Bank
308 Carolle St, Greencastle, PA 17225
8886777869
Lifetime Insurance & Financial Essentials, Inc.
11414 Williamsport Pike, Greencastle, PA 17225
7175971350
Crown Home Mortgage
5 S Carlisle St, Greencastle, PA 17225
3018009070
What Does a FHA Loan Specialist in Greencastle Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an origination fee of 1% to 2% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan amount and annual MIP ranges from 0.45% to 1.05%. Closing costs in Greencastle usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Greencastle?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with pre-approval document collection and closing. In Pennsylvania specialists must follow state licensing rules under the Pennsylvania Secure and Fair Enforcement for Mortgage Licensing Act.
What are the FHA loan limits for Greencastle Pennsylvania?
FHA loan limits for Franklin County Pennsylvania are set annually by HUD. For 2024 the single-family home limit is typically around $498,257 for low-cost areas. Specialists can confirm the exact current limit for your specific property.
How do I qualify for an FHA loan in Pennsylvania?
You need a minimum credit score of 580 for a 3.5% down payment or 500 for a 10% down payment. You must also have a debt-to-income ratio below 43% and a steady employment history. Pennsylvania law requires a property appraisal by a HUD-approved appraiser.