Find FHA Loan Specialists in Hazleton, PA
Looking for a fha loan specialist in Hazleton? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 11 fha loan specialists in Hazleton, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Hazleton Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Hazleton average $500 to $700. Title insurance and closing costs add another 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hazleton do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and submit a complete application. They also explain local property conditions in Luzerne County that may affect FHA appraisal standards.
What are the FHA loan limits for Hazleton Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Luzerne County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
Do I need a specific credit score for an FHA loan in Pennsylvania?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Pennsylvania does not have additional state credit score requirements beyond federal FHA rules.