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Showing 3 fha loan specialists in Mount Joy, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Penn Home Mortgage: Mortgage Brokers
1175 E Main St, Mount Joy, PA 17552
7178420731
Dwayne Campbell Penn Home Mortgage
1175 E Main St, Mount Joy, PA 17552
7175874121
PNC Mortgage
917 E Main St, Mount Joy, PA 17552
7176539076
What Does a FHA Loan Specialist in Mount Joy Cost?
Typical costs for FHA loan specialist services in Pennsylvania include an origination fee of up to 1% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Lancaster County average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Mount Joy do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also ensure the loan meets Pennsylvania specific requirements and FHA standards.
What are the FHA loan limits for Mount Joy Pennsylvania?
FHA loan limits for Mount Joy in Lancaster County are based on the county median home price. For 2024, the single family home limit is typically around $498,257. A specialist can confirm the exact limit for your property type.
Do I need a special license to be an FHA loan specialist in Pennsylvania?
Yes. In Pennsylvania, mortgage loan originators must be licensed through the Nationwide Multistate Licensing System and pass a background check. The Pennsylvania Department of Banking and Securities oversees this licensing process.