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Looking for a fha loan specialist in Reading? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 8 fha loan specialists in Reading, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guthix Lending LLC
1118 Ryebrook Rd, Reading, PA 19608
6109147527
Nereida Ceballos at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6105870589
David Payonk at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
8777731226
Contour Mortgage
2345 Bernville Rd 2nd Floor, Reading, PA 19605
6102232622
Michael Miley at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6102236621
Brian Conner - Contour Mortgage
2345 Bernville Rd 2nd floor, Reading, PA 19605
4849552484
Frank Carado Tidewater Mortgage Services NMLS 133827
3608 St Lawrence Ave, Reading, PA 19606
7178059263
Justin Perella
2345 Bernville Rd, Reading, PA 19605
4849557815
An FHA loan specialist in Reading Pennsylvania helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities, ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Reading Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an origination fee of 1 percent of the loan amount, plus appraisal fees ranging from 400 to 700 dollars. Borrowers also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Reading average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Reading do?
An FHA loan specialist guides borrowers through the FHA loan application process, including credit review, income documentation, and property appraisal. They help determine eligibility for FHA programs like the 203(b) standard loan or the 203(k) rehabilitation loan. Specialists also ensure compliance with Pennsylvania state lending regulations.
How do I choose an FHA loan specialist in Reading Pennsylvania?
Look for a specialist who is licensed with the Pennsylvania Department of Banking and Securities and has experience with FHA guidelines. Check their track record with local lenders and ask about their knowledge of Berks County property values. You can verify a license through the Nationwide Multistate Licensing System.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.