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Find FHA Loan Specialists Near You in Seven Fields, PA

Browse fha loan specialists serving Seven Fields, Pennsylvania. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Seven Fields, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 fha loan specialists in Seven Fields, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage
400 Northpointe Cir Suite 305, Seven Fields, PA 16046
4122120167
Sail Mortgage
101 High Pointe Dr, Seven Fields, PA 16046
7249342800

An FHA loan specialist in Seven Fields, Pennsylvania helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand the specific property value trends and appraisal guidelines in Butler County.

What Does a FHA Loan Specialist in Seven Fields Cost?

Typical costs for working with an FHA loan specialist in Pennsylvania include an origination fee of 0.5% to 1.0% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Appraisal fees in the Seven Fields area usually run between $400 and $700. These costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Seven Fields do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand credit score minimums, debt-to-income ratios, and required mortgage insurance premiums. They also ensure your loan meets Pennsylvania specific regulations and property standards.
What are the FHA loan limits for Seven Fields Pennsylvania?
For 2024, the FHA loan limit for a single-family home in Butler County, including Seven Fields, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to standard FHA loans. Limits may be higher for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Pennsylvania?
Yes, all mortgage loan originators in Pennsylvania must hold a valid license through the Nationwide Multistate Licensing System and Registry. They must also complete annual continuing education and pass a criminal background check. This ensures they meet state and federal standards.