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Browse fha loan specialists serving Waynesboro, Pennsylvania. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Waynesboro, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 5 fha loan specialists in Waynesboro, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
2100 E Main St, Waynesboro, PA 17268
7177621141
Truist
232 E Main St, Waynesboro, PA 17268
7177623121
M&T Bank
13 W Main St, Waynesboro, PA 17268
7177653315
Middletown Valley Bank
11337 Buchanan Trail E, Waynesboro, PA 17268
7177883250
Edward Jones - Financial Advisor: Marissa A Correll, CFP®
38 E Main St, Waynesboro, PA 17268
7176552244
FHA loan specialists in Waynesboro Pennsylvania help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand the Franklin County real estate market and can guide you through FHA loan limits which for 2024 are set at a standard floor of $498,257 for single-family homes in the area.
What Does a FHA Loan Specialist in Waynesboro Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Waynesboro generally range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans are usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Waynesboro?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Pennsylvania lenders may have additional overlays so check with a local specialist.
Are FHA loans only for first-time homebuyers in Pennsylvania?
No FHA loans are available to all qualified buyers including repeat homebuyers in Pennsylvania. The program is designed to help anyone who meets the credit and income requirements. You must use the property as your primary residence.
What are the FHA loan limits for Waynesboro Pennsylvania in 2024?
For 2024 the FHA loan limit for a single-family home in Franklin County is $498,257. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and are based on local median home prices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.