Find FHA Loan Specialists Near You in Waynesboro, PA
Looking for a fha loan specialist in Waynesboro? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 5 fha loan specialists in Waynesboro, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Waynesboro Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Waynesboro generally range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans are usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Waynesboro?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Pennsylvania lenders may have additional overlays so check with a local specialist.
Are FHA loans only for first-time homebuyers in Pennsylvania?
No FHA loans are available to all qualified buyers including repeat homebuyers in Pennsylvania. The program is designed to help anyone who meets the credit and income requirements. You must use the property as your primary residence.