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Find FHA Loan Specialists in Wilkes-Barre Township, PA
Browse fha loan specialists serving Wilkes-Barre Township, Pennsylvania. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Wilkes-Barre Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 fha loan specialists in Wilkes-Barre Township, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Bobby Rother
613 Baltimore Dr Suite 4, Wilkes-Barre Township, PA 18702
5702352186
Guild Mortgage Company
613 Baltimore Dr Suite 4, Wilkes-Barre Township, PA 18702
5702352178
An FHA loan specialist in Wilkes-Barre Township Pennsylvania helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities, ensuring they meet state standards.
What Does a FHA Loan Specialist in Wilkes-Barre Township Cost?
Typical costs for FHA loan services in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Wilkes-Barre Township average 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Wilkes-Barre Township?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must make a 10 percent down payment. These requirements apply across Pennsylvania including Wilkes-Barre Township.
What is the FHA loan limit for Luzerne County in 2024?
For 2024 the FHA loan limit for a single-family home in Luzerne County which includes Wilkes-Barre Township is 498,257 dollars. This limit is set by the Department of Housing and Urban Development and applies to all FHA loans in the county.
Do I need to pay Pennsylvania mortgage recording tax on an FHA loan?
Yes Pennsylvania imposes a mortgage recording tax of 1 percent on the loan amount for FHA loans. In Luzerne County an additional county tax of 0.5 percent may apply. These costs are typically paid at closing by the borrower.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.