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Find FHA Loan Specialists in Newport, RI

Directory of fha loan specialists in Newport, Rhode Island. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Newport, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 7 fha loan specialists in Newport, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage Corporation
23 Powel Ave Suite A, Newport, RI 02840
(800) 354-1149 waterstonemortgage.com
Longbridge Financial, LLC - Carol Miller - Reverse Mortgages
8 Red Cross Ave, Newport, RI 02840
(401) 406-1247 agents.longbridge-financial.com
Atlantic Home Loans
210 Bellevue Ave 2nd Floor, Newport, RI 02840
(401) 366-4502
Nicholas Brownell - Total Mortgage, NMLS #918783
117 Bellevue Ave Suite 200, Newport, RI 02840
(401) 662-1491 totalmortgage.com
Ben Wauters Total Mortgage NMLS# 2071087
137 Broadway, Newport, RI 02840
(401) 330-8938 totalmortgage.com
Shamrock Home Loans - Newport
6 W Marlborough St, Newport, RI 02840
(401) 438-0202
Matt Williams Loan Officer Total Mortgage
117 Bellevue Ave, Newport, RI 02840
(401) 837-4078 totalmortgage.com

An FHA loan specialist in Newport Rhode Island helps homebuyers navigate FHA insured mortgages. Rhode Island law requires all mortgage loan originators to be licensed through the Rhode Island Department of Business Regulation. Specialists can guide you through local property requirements and FHA loan limits specific to Newport County.

What Does a FHA Loan Specialist in Newport Cost?

Typical costs for an FHA loan specialist in Rhode Island include an origination fee of 1% to 1.5% of the loan amount. Third party costs like appraisal and credit report fees range from $500 to $1,000. The upfront mortgage insurance premium is 1.75% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Newport do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They explain eligibility, credit score minimums, and down payment requirements. They also assist with Rhode Island specific property appraisal rules.
What are the FHA loan limits for Newport Rhode Island?
For 2025, the FHA loan limit for a single family home in Newport County is $1,209,750. This high limit reflects the area median home prices. Limits are set by the U.S. Department of Housing and Urban Development.

FHA Loan Specialists in Other Rhode Island Cities