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Directory of fha loan specialists in Pawtucket, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Pawtucket, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 2 fha loan specialists in Pawtucket, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anchor Financial Mortgage, Inc
1 Lonsdale Ave, Pawtucket, RI 02860
4014953100
Seacoast Mortgage Corporation
267 Newport Ave, Pawtucket, RI 02861
4014751600
An FHA loan specialist in Pawtucket can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. Rhode Island law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist who understands Pawtucket real estate market conditions can help you find a home that meets FHA property standards.
What Does a FHA Loan Specialist in Pawtucket Cost?
Typical costs for FHA loan specialist services in Rhode Island include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Rhode Island usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Pawtucket?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and submit a complete application. They also coordinate with appraisers and underwriters to ensure the property meets FHA minimum standards.
What are the FHA loan limits for Pawtucket Rhode Island?
For 2025 the FHA loan limit for a single family home in Providence County which includes Pawtucket is $498,257. Higher limits apply for multi unit properties. A specialist can confirm the current limit for your specific situation.
Do I need a special license to work with an FHA loan specialist in Rhode Island?
Yes Rhode Island requires all mortgage loan originators to hold a state license through the NMLS. You can verify a specialist license on the NMLS Consumer Access website before starting your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.