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Showing 3 fha loan specialists in Goose Creek, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Premier / Lower Mortgage
101-A Lumber Ln, Goose Creek, SC 29445
8435692812
Travis Walthall - Lower Mortgage
101a Lumber Ln, Goose Creek, SC 29445
8649030693
Carolina One Mortgage
567 Crowfield Blvd unit b, Goose Creek, SC 29445
8435743114
What Does a FHA Loan Specialist in Goose Creek Cost?
FHA loan specialist fees in South Carolina typically range from 1 to 2 percent of the loan amount. Upfront mortgage insurance premiums are 1.75 percent of the base loan amount, and annual premiums range from 0.15 to 0.75 percent depending on loan term and down payment. Closing costs in Goose Creek average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Goose Creek?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. South Carolina lenders follow FHA guidelines set by the U.S. Department of Housing and Urban Development.
Are there FHA loan limits for Goose Creek South Carolina?
Yes, FHA loan limits vary by county. For Berkeley County in 2024, the standard FHA loan limit for a single-family home is $498,257. High-cost area limits may apply in certain parts of the county. Your specialist can confirm current limits for your specific property.
How long does an FHA loan approval take in South Carolina?
FHA loan approval in South Carolina typically takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. South Carolina law requires a three-day right of rescission for refinances but not for purchase loans.