Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 6 fha loan specialists in Simpsonville, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SC Home Loans
124 Creek Shoals Dr, Simpsonville, SC 29681
8642637788
Dan Crance Your Mortgage Man at Classic Home Mortgage
330 Harrison Bridge Rd # C, Simpsonville, SC 29680
8434785612
Michael Owens at CrossCountry Mortgage
1105 Via Corso Ave Offices 2 and 3, Simpsonville, SC 29681
8649072678
Scott Fowler at CrossCountry Mortgage
421 SE Main St Ste 200, Simpsonville, SC 29681
8649158779
Classic Home Mortgage
330 Harrison Bridge Rd # C, Simpsonville, SC 29680
8649629121
John Castro at CrossCountry Mortgage
1105 Via Corso Ave Offices 2 and 3, Simpsonville, SC 29681
8777731226
What Does a FHA Loan Specialist in Simpsonville Cost?
FHA loan specialist fees in South Carolina typically include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Third-party costs such as appraisal and credit report fees add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in South Carolina?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards. Borrowers must also have a valid Social Security number and lawful residency in the United States.
How do I find a licensed FHA loan specialist in Simpsonville?
You can search the NMLS Consumer Access database to verify a specialist license. Look for specialists with experience in FHA loans and knowledge of South Carolina real estate laws. Local banks and mortgage companies in Simpsonville often have dedicated FHA specialists.
What is the FHA loan limit for Simpsonville South Carolina?
For 2024, the FHA loan limit for a single-family home in Greenville County, which includes Simpsonville, is $498,257. Higher limits apply for multi-unit properties. Limits are adjusted annually based on median home prices.