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Find FHA Loan Specialists in Alcoa, TN

Browse fha loan specialists serving Alcoa, Tennessee. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Alcoa, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 3 fha loan specialists in Alcoa, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Loren Riddick Team
219 Gill St, Alcoa, TN 37701
(865) 233-4871 lorenriddickteam.com
Peoples Home Equity
219 Gill St, Alcoa, TN 37701
(865) 233-4871
Tennessee Home Mortgage
445 Marilyn Ln, Alcoa, TN 37701
(865) 984-5350 tennesseehomemortgageinc.com

What Does a FHA Loan Specialist in Alcoa Cost?

Typical costs for an FHA loan specialist in Tennessee include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Alcoa usually cost between $500 and $700. These costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Alcoa Tennessee?
For 2025 the FHA loan limit for a single-family home in Blount County is $498,257. This limit applies to most areas in Tennessee and adjusts annually based on median home prices.
What credit score is needed for an FHA loan in Tennessee?
You generally need a credit score of at least 580 for a 3.5 percent down payment. With a score between 500 and 579 you may qualify with a 10 percent down payment. Each lender may have additional requirements.

FHA Loan Specialists in Other Tennessee Cities

Arlington · Atoka · Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Clinton · Collierville · Columbia · Cookeville · Cordova · Fairview · Franklin

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Tennessee.

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