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Looking for a fha loan specialist in Bristol? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Bristol, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 7 fha loan specialists in Bristol, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1135 Volunteer Pkwy UNIT 2, Bristol, TN 37620
4239890976
Mariner Finance
1430 Volunteer Pkwy #11, Bristol, TN 37620
4235738800
Advance Financial
2519 W State St, Bristol, TN 37620
4234654495
1st Franklin Financial
1250 Volunteer Pkwy #1, Bristol, TN 37620
4237640197
Superior Financial Services
1300 W State St, Bristol, TN 37620
4232740220
Bobby Reynolds-Cardinal Financial Company, Limited Partnership
911 5th St Ste 510 , 530, Bristol, TN 37620
4234172114
New South Mortgage
356 Sycamore Dr, Bristol, TN 37620
4236772337
An FHA loan specialist in Bristol Tennessee helps homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in the Tri-Cities region due to lower down payment requirements and flexible credit guidelines. Tennessee law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Bristol Cost?
Typical costs for an FHA loan specialist in Bristol Tennessee include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal (400 to 600 dollars), credit report (30 to 50 dollars), and title services (500 to 1,000 dollars). Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Bristol Tennessee?
Most lenders require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set its own overlay requirements beyond FHA minimums.
What are the FHA loan limits for Bristol Tennessee in 2025?
For 2025, the FHA loan limit for a single-family home in Sullivan County is 498,257 dollars. Higher limits apply for duplexes, triplexes, and four-unit properties. These limits are set annually by the Department of Housing and Urban Development.
Do FHA loans require mortgage insurance in Tennessee?
Yes, all FHA loans require both an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP that varies by loan term and down payment. The annual MIP typically ranges from 0.55 percent to 0.85 percent of the loan balance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.