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Compare FHA Loan Specialists in Collierville, TN

Looking for a fha loan specialist in Collierville? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Collierville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 5 fha loan specialists in Collierville, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simmons Bank Mortgage Lending Office
1125 Schilling Blvd E # 107, Collierville, TN 38017
8888954663
Patriot Bank Mortgage
279 Market Blvd, Collierville, TN 38017
9018547383
Bank of England Mortgage - Midsouth
832 W Poplar Ave, Collierville, TN 38017
9016103171
Bluff City Mortgage
195 S Center St # 220, Collierville, TN 38017
9018618022
Hard Money Lenders Collierville TN
155 N Main St, Collierville, TN 38017
9015099436

An FHA loan specialist in Collierville Tennessee helps homebuyers navigate government-backed mortgages with lower down payments. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Specialists guide clients through FHA guidelines including property appraisal and credit score requirements specific to the Memphis metropolitan area.

What Does a FHA Loan Specialist in Collierville Cost?

Typical costs for an FHA loan in Tennessee include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Closing costs in Collierville generally range from 2 to 5 percent of the purchase price. These costs vary based on loan size credit score and lender fees. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Collierville do?
An FHA loan specialist assists with FHA insured mortgages which require a minimum 3.5 percent down payment. They evaluate your financial situation and help you complete the application process. Specialists also ensure the property meets FHA minimum property standards.
What are the FHA loan limits for Collierville Tennessee?
For 2024 the FHA loan limit for a single family home in Shelby County including Collierville is $498,257. This limit applies to standard FHA loans. Higher limits may apply for duplexes triplexes or four unit properties.
How long does the FHA loan process take in Tennessee?
The typical FHA loan process in Tennessee takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.