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Looking for a fha loan specialist in Cordova? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Cordova, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 fha loan specialists in Cordova, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Mortgage
142 Timber Creek Dr, Cordova, TN 38018
9017594400
Premier Mortgage Financial, LLC
8245 Cordova Rd #103, Cordova, TN 38018
9016243446
Kevin Ruby, Memphis Mortgage Specialist
142 Timber Creek Dr, Cordova, TN 38018
9017594394
An FHA loan specialist in Cordova, Tennessee helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. Tennessee law does not impose additional state-specific FHA rules, but local property tax rates and insurance costs can affect loan affordability. Specialists in Cordova assist with credit qualifying, property appraisals, and compliance with HUD guidelines.
What Does a FHA Loan Specialist in Cordova Cost?
Typical costs for an FHA loan specialist in Cordova, Tennessee include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus annual mortgage insurance premiums (MIP) ranging from 0.45% to 1.05% of the loan balance. Origination fees from lenders usually range from 0.5% to 1.5% of the loan amount. Appraisal fees in the Memphis area, which includes Cordova, average $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Cordova Tennessee?
For an FHA loan in Cordova, the minimum credit score is typically 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. These requirements follow HUD guidelines and apply statewide in Tennessee.
Are there Tennessee-specific property condition rules for FHA loans?
FHA loans require properties to meet HUD minimum property standards, which are the same in Tennessee as elsewhere. However, Tennessee has specific weather-related requirements, such as adequate heating systems for winter months. The property must also be free from health and safety hazards.
How long does an FHA loan closing take in Cordova Tennessee?
An FHA loan closing in Cordova typically takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and title work. Tennessee law requires a three-day right of rescission for refinances but not for purchase loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.