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Compare FHA Loan Specialists in Gallatin, TN

Directory of fha loan specialists in Gallatin, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.

9 agents listed
Updated June 2026
Gallatin, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 9 fha loan specialists in Gallatin, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
696 Nashville Pike, Gallatin, TN 37066
(615) 230-7692 1ffc.com
Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066
(615) 906-2129 mottomortgage.com
Broadway Mortgage Group
132 N Water Ave, Gallatin, TN 37066
(615) 477-6674
Christopher Tucker Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066
(615) 604-3516 mottomortgage.com
Cambridge Mortgage Inc
115 E Main St # B, Gallatin, TN 37066
(615) 230-1998 cambridgemortgageinc.com
Endurance Mortgage LLC
1509 Hunt Club Blvd STE 600, Gallatin, TN 37066
(502) 550-3003 enduranceloans.com
Alexander Realejo Mortgage Loan Officer - Colten Mortgage
1517 Hunt Club Blvd Suite 200, Gallatin, TN 37066
(615) 318-5144
Megan Bruner Motto Mortgage Lakeside
880 GreenLea Blvd Ste A-106, Gallatin, TN 37066
(615) 543-1702 mottomortgage.com
Chase Home Lending
915 GreenLea Blvd, Gallatin, TN 37066
(332) 799-3641 homelendingadvisor.chase.com

FHA loan specialists in Gallatin Tennessee help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. These specialists guide Gallatin residents through the FHA approval process and local property requirements.

What Does a FHA Loan Specialist in Gallatin Cost?

Typical costs for FHA loan services in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs in Gallatin range from 2 to 5 percent of the loan value. Lender fees and appraisal costs vary. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are FHA loan limits for Gallatin Tennessee?
For 2024 the FHA loan limit for a single-family home in Sumner County is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Tennessee?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Can I use an FHA loan for a fixer-upper in Gallatin?
Yes the FHA 203(k) loan allows you to finance both the purchase and renovation of a home. This program is available in Gallatin and requires a HUD-approved consultant.

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