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Compare FHA Loan Specialists in Hixson, TN

Directory of fha loan specialists in Hixson, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Hixson, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 4 fha loan specialists in Hixson, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Kevin Blair Team at Element Home Loans
6550 Old Dayton Pike, Hixson, TN 37343
(423) 488-7571 kevinblairteam.com
FirstBank Mortgage
1959 Northpoint Blvd, Hixson, TN 37343
(800) 200-6462 fbmortgageloans.com
Chris Shoemake, FirstBank Mortgage, NMLS# 665202
1959 Northpoint Blvd, Hixson, TN 37343
(423) 505-5904 shoemakehomeloans.com
Nexa Mortgage Chattanooga
563 Deer Valley Dr, Hixson, TN 37343
(423) 664-7423 callthatloanguy.com

An FHA loan specialist in Hixson Tennessee helps borrowers navigate government-backed mortgage options. Tennessee law requires FHA loans to meet federal guidelines while also complying with state property and lending regulations. Local specialists can assist with down payment assistance programs available in Hamilton County.

What Does a FHA Loan Specialist in Hixson Cost?

Typical costs for an FHA loan in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs in Hixson range from 2 to 5 percent of the purchase price. These costs vary based on loan size, lender fees, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Hixson Tennessee?
For 2024 the FHA loan limit for a single-family home in Hamilton County is $498,257. This limit applies to most areas in Tennessee and is set by the Department of Housing and Urban Development.
Do I need a minimum credit score for an FHA loan in Tennessee?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Tennessee lenders may have their own overlays.
How long does the FHA loan process take in Hixson?
The FHA loan process in Tennessee usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and compliance with state-specific title and recording requirements.

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