Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 fha loan specialists in Johnson City, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Arrowood | The Arrowood Team - Preferred Rate
119 Boone Ridge Dr STE 203, Johnson City, TN 37615
4234061567
The Pechmann Team at Ross Mortgage Corporation
4718 Lake Park Dr STE 2, Johnson City, TN 37615
4232518083
The Tipton Team - Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
4234915405
Lucas Johnson
2694 Boones Creek Rd Suite 6, Johnson City, TN 37615
4237948541
Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
4232320111
Ben Miller, Mortgage Lender
404 S Roan St, Johnson City, TN 37601
4234309278
David Brown, Loan Officer NMLS #922393
2726 E Oakland Ave STE 107, Johnson City, TN 37601
4232025911
Mortgages by Shawn Martin - Peoples Home Equity
110 Klm Dr # 2, Johnson City, TN 37615
4236179383
Encore Lending Group
206 Wesley St, Johnson City, TN 37601
4232628522
Mortgage Man Joe G
206 Wesley St, Johnson City, TN 37601
3045614957
Barber Mortgage Team
206 Wesley St, Johnson City, TN 37601
4239439269
Kind Lending, LLC
404 S Roan St, Johnson City, TN 37601
4232181166
Peoples Home Equity
206 Princeton Rd #33, Johnson City, TN 37601
4239285626
Ben Lane, Mortgage Investors Group
508 Princeton Rd STE 201, Johnson City, TN 37601
4234273069
Jake Allen-Cardinal Financial
196 Montgomery St #50, Johnson City, TN 37604
4236081061
Tachelle Peters Mortgage Team powered by Movement Mortgage
106 Pinnacle Dr #101, Johnson City, TN 37615
4236476088
Bob Hefty
508 Princeton Rd STE 201, Johnson City, TN 37601
4232834702
Tuan Nguyen at CrossCountry Mortgage
196 Montgomery St, Johnson City, TN 37604
4237914188
Atlas Mortgage Group
801 Sunset Dr Ste D-3, Johnson City, TN 37604
4237737828
The Jones Lending Team - Lending Path Mortgage
4451 N Roan St #205, Johnson City, TN 37615
4234830966
What Does a FHA Loan Specialist in Johnson City Cost?
Typical costs for an FHA loan specialist in Tennessee include an origination fee of 1% of the loan amount, which can range from $2,000 to $5,000 on a $200,000 to $500,000 loan. You may also pay an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount and an annual MIP of 0.55% to 0.85%. Costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Johnson City do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit your application. They work with local lenders and ensure your loan meets the Federal Housing Administration standards specific to Tennessee properties.
What are the FHA loan limits for Johnson City Tennessee?
For 2024, the FHA loan limit for a single-family home in Washington County Tennessee is $498,257 for high-cost areas. This limit applies to most of Johnson City. A specialist can confirm the exact limit for your specific property.
Do I need a special license to be an FHA loan specialist in Tennessee?
Yes. All mortgage loan originators in Tennessee must hold a valid state license through the NMLS. They must also complete continuing education courses each year to stay compliant with Tennessee Department of Financial Institutions rules.