ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Memphis, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Memphis, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 fha loan specialists in Memphis, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Local Mortgage Inc.
5350 Poplar Ave Suite 850, Memphis, TN 38119
9015044663
The Wendy Thompson Lending Team
6489 N Quail Hollow Rd Ste. 106, Memphis, TN 38120
9014618858
Jennifer Ballheimer-Mortgage Financial Services
1582 Poplar Ave, Memphis, TN 38104
5014728109
Karlton Govan Lending Team - Southeast Home Loans
1027 S Yates Rd Suite A-A1, Memphis, TN 38119
9017011339
Evolve Bank & Trust Home Loan Center
855 Ridge Lake Blvd Suite 210, Memphis, TN 38119
9012601480
PrimeLending, A PlainsCapital Company - Memphis
6750 Poplar Ave # 118, Memphis, TN 38138
9014169570
New American Funding - Memphis, TN
6000 Poplar Ave Ste 250, Memphis, TN 38119
9015905817
Ryan Knop
1582 Poplar Ave, Memphis, TN 38104
9017485618
Tim Smith at CrossCountry Mortgage
6263 Poplar Ave #430, Memphis, TN 38119
9014439132
Andrew O'Fee - The Yankee Closer
688 W Brookhaven Cir, Memphis, TN 38117
9012373526
Sara Wong at Rate (NMLS #592051)
1355 Lynnfield Rd suite 147, Memphis, TN 38119
6156820394
Mortgage Investors Group
1000 Brookfield Rd #225, Memphis, TN 38119
9017616910
Kylan Washington - Mortgage Financial Services
1582 Poplar Ave, Memphis, TN 38104
9013037590
Eagle Mortgage & Funding
6260 Poplar Ave, Memphis, TN 38119
9017619700
Todd Brown, NMLS 125455
1000 Brookfield Rd #225, Memphis, TN 38119
9019226435
Michael Fergie, Mortgage Loan Officer - First Horizon Bank
4385 Poplar Ave, Memphis, TN 38117
9016812358
Darla Boston, NMLS 185666
1000 Brookfield Rd #225, Memphis, TN 38119
9017616910
New American Funding - Alan Kline
6000 Poplar Ave Ste 250, Memphis, TN 38119
9015905817
Tamara Saulsberry, Mortgage Loan Officer - First Horizon Bank
4990 Poplar Ave Floor 2, Memphis, TN 38117
9013554080
Lashondra Todd, NMLS 1857997
1000 Brookfield Rd #225, Memphis, TN 38119
9015686591
An FHA loan specialist in Memphis Tennessee helps home buyers and homeowners navigate FHA insured loans. These loans are popular in Tennessee because they require lower down payments and have flexible credit guidelines. Local specialists understand Memphis market conditions and Tennessee specific property appraisal rules.
What Does a FHA Loan Specialist in Memphis Cost?
Typical costs for an FHA loan specialist in Tennessee include an origination fee of 1 percent of the loan amount and third party fees for appraisal and credit report. Appraisal fees in Memphis range from $500 to $700. Closing costs usually total 3 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Memphis do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They help you meet Tennessee specific requirements like property condition standards and occupancy rules. Their goal is to secure an FHA insured mortgage for your Memphis home purchase or refinance.
What are the FHA loan limits for Memphis Tennessee in 2025?
For 2025 the FHA loan limit for a single family home in Shelby County which includes Memphis is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by HUD and may change each year.
Are there Tennessee specific rules for FHA loans?
Yes Tennessee law requires all FHA loans to comply with state property tax and insurance escrow rules. Tennessee also has a 30 day right of rescission period for refinances. Your specialist can explain how these rules affect your Memphis loan.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Memphis who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.