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Looking for a fha loan specialist in Nashville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Nashville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 fha loan specialists in Nashville, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Choice Lending Services, LLC
3511 Gallatin Pike, Nashville, TN 37216
8666428484
Evolution Mortgage LLC
2605 Elm Hill Pike # E, Nashville, TN 37214
8773269622
Interlinc Mortgage Services LLC
305 E Trinity Ln, Nashville, TN 37207
6155775626
OnPoint Mortgage, LLC
1310 Lischey Ave #204, Nashville, TN 37207
6154320046
USA Mortgage
1 Vantage Way Ste E-240, Nashville, TN 37228
6159152957
Nations Lending - Nashville
2610 Westwood Dr #210, Nashville, TN 37204
6157322857
Rodney Jones | Castle & Cooke Mortgage, LLC
54 Music Square E # 150, Nashville, TN 37203
6155788816
The Brannon Team - Steadfast Mortgage
2206 21st Ave S, Nashville, TN 37212
6159392953
Alene Gnyp Mortgage Specialist
2200 Abbott Martin Rd, Nashville, TN 37215
6155822334
Andy Garretson Mortgage
20 Music Square W # 100, Nashville, TN 37203
6159553130
Guild Mortgage - Jackie Hurtis
901 Woodland St Suite 04-143:3, Nashville, TN 37206
FHA loan specialists in Nashville help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. These specialists guide Nashville home buyers through the unique FHA loan process including property condition requirements and debt-to-income ratio calculations.
What Does a FHA Loan Specialist in Nashville Cost?
Typical costs for an FHA loan specialist in Nashville include an origination fee of 1 to 2 percent of the loan amount plus third party fees for appraisal credit report and title services. Total closing costs often range from 3000 to 8000 dollars depending on the loan size and property value. Tennessee charges a state intangible tax of 0.115 percent on the loan amount which is collected at closing. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Nashville Tennessee?
For 2024 the FHA loan limit for a single family home in Davidson County is $498,257. This limit applies to most Nashville properties and is set by the Federal Housing Administration based on local median home prices.
What credit score is needed for an FHA loan in Nashville?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Tennessee lenders may have their own overlay requirements above these minimums.
Do FHA loans require mortgage insurance in Tennessee?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP that varies from 0.15 to 0.75 percent. Tennessee law does not exempt borrowers from these federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.