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Compare fha loan specialists in Oak Ridge. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 5 fha loan specialists in Oak Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Investors Group
113 Lafayette Dr Building A, Suite 100, Oak Ridge, TN 37830
8654828910
Lorie Wilson
113 Lafayette Dr, Oak Ridge, TN 37830
8658514382
Michelle Osborne, NMLS 683975
113 Lafayette Dr bldg a suite 100, Oak Ridge, TN 37830
4239128431
Shannon Ochiltree, NMLS 186419
113 Lafayette Dr Building A, Suite 100, Oak Ridge, TN 37830
8654828910
Wendy Thompson Team Oak Ridge Mortgage Brokers & Lending Company
100 E Tennessee Ave, Oak Ridge, TN 37830
8652058558
An FHA loan specialist in Oak Ridge Tennessee can guide you through the process of securing a government-backed mortgage. Tennessee law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. These specialists help borrowers understand FHA guidelines and local property requirements in Anderson County.
What Does a FHA Loan Specialist in Oak Ridge Cost?
Typical costs for FHA loan services in Tennessee include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Oak Ridge average $500 to $700. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oak Ridge do?
An FHA loan specialist helps you prepare and submit your loan application to an FHA-approved lender. They review your credit history, income documents, and property details to ensure you meet FHA requirements. They also explain Tennessee-specific rules about property appraisal and down payment assistance programs.
What are the FHA loan limits for Oak Ridge Tennessee?
For 2024 the FHA loan limit for a single-family home in Anderson County is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to most standard FHA loans. Your specialist can confirm the exact limit for your specific loan type.
Do I need a special license to work with an FHA loan specialist in Tennessee?
Yes all mortgage loan originators in Tennessee must hold a valid license from the Tennessee Department of Financial Institutions. You can verify a specialist license through the Nationwide Multistate Licensing System. This ensures the specialist follows state and federal lending laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.