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Compare fha loan specialists in Smyrna. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Smyrna, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 9 fha loan specialists in Smyrna, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Morrow, SWBC Mortgage
611 Potomac Pl #120, Smyrna, TN 37167
6154140200
Smyrna Finance
11475 Old Nashville Hwy, Smyrna, TN 37167
6159303525
Accurate Mortgage Group - Smyrna
701 President Pl #165, Smyrna, TN 37167
6157241888
Nexa Mortgage LLC / Billy Carver Branch Manager
1241 Rock Springs Rd, Smyrna, TN 37167
6158120186
Renee Wyatt Goodrich, SWBC Mortgage
611 Potomac Pl Ste. 120, Smyrna, TN 37167
6155684922
FirstBank Mortgage
724 President Pl, Smyrna, TN 37167
8002006462
FirstBank Mortgage
417 S Lowry St, Smyrna, TN 37167
8002006462
Ruth Perez, SWBC Mortgage
611 Potomac Pl #120, Smyrna, TN 37167
6155064841
Chase Home Lending
491 Potomac Pl, Smyrna, TN 37167
9312628677
An FHA loan specialist in Smyrna Tennessee helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. These loans are popular in Rutherford County due to lower down payment requirements and flexible credit guidelines. Tennessee law does not impose additional state-specific FHA regulations but local property tax rates and market conditions can affect loan approval.
What Does a FHA Loan Specialist in Smyrna Cost?
Typical costs for an FHA loan specialist in Tennessee include an origination fee of 1 percent of the loan amount and third party fees for appraisal and credit report. Appraisal costs in Smyrna range from 400 to 700 dollars. Closing costs usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in Smyrna Tennessee?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must be your primary residence and meet HUD safety standards. Borrowers must also pay an upfront mortgage insurance premium and annual MIP.
How do I choose an FHA loan specialist in Smyrna?
Look for a specialist who is a licensed mortgage loan originator in Tennessee and has experience with FHA guidelines. Check their history with the Tennessee Department of Financial Institutions. Ask about their familiarity with Smyrna area appraisals and local market trends.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.