Find FHA Loan Specialists Near You in Abilene, TX
Compare fha loan specialists in Abilene. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 19 fha loan specialists in Abilene, TX
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What Does a FHA Loan Specialist in Abilene Cost?
Typical costs for an FHA loan specialist in Abilene include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan. Closing costs in Texas average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Abilene Texas?
For 2025 the FHA loan limit for a single-family home in Taylor County is $498,257. This limit applies to most areas in Abilene and may be higher for multi-unit properties.
Do I need a certain credit score for an FHA loan in Texas?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there Texas-specific rules for FHA loans?
Yes Texas law requires a home equity loan to comply with Article XVI Section 50 of the Texas Constitution. FHA loans are not home equity loans but specialists can explain how Texas homestead protections affect your mortgage.