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Showing 3 fha loan specialists in Alamo, TX
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Mariner Finance
1451 W Duranta Ave Suites 4 & 5, Alamo, TX 78516
(956) 281-0111
locations.marinerfinance.com
What Does a FHA Loan Specialist in Alamo Cost?
Typical costs for FHA loan specialist services in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Alamo range from 2% to 5% of the purchase price. Some specialists charge a flat fee of $500 to $1,500 for consulting, but many are compensated by the lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Alamo do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They work with lenders to ensure your loan meets HUD guidelines and Texas state regulations.
What are the FHA loan limits for Alamo Texas?
For 2025, the FHA loan limit for a single-family home in Hidalgo County, which includes Alamo, is $498,257. Limits are higher for multi-unit properties. These limits are set annually by the Department of Housing and Urban Development.