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Directory of fha loan specialists in Alamo, Texas. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Alamo, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Alamo, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
743 Main St, Alamo, TX 78516
9567026882
Mariner Finance
1451 W Duranta Ave Suites 4 & 5, Alamo, TX 78516
9562810111
Texan Credit Corporation
1449 W Duranta Ave Ste 2C, Alamo, TX 78516
9567879600
An FHA loan specialist in Alamo, Texas helps homebuyers navigate government-insured mortgage loans with lower down payment requirements. Alamo is part of Hidalgo County, where FHA loan limits for 2025 are set at $498,257 for a single-family home. Specialists guide clients through Texas-specific requirements like the Texas Home Equity Law and the 12-month seasoning rule for refinancing.
What Does a FHA Loan Specialist in Alamo Cost?
Typical costs for FHA loan specialist services in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Alamo range from 2% to 5% of the purchase price. Some specialists charge a flat fee of $500 to $1,500 for consulting, but many are compensated by the lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Alamo do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They work with lenders to ensure your loan meets HUD guidelines and Texas state regulations.
What are the FHA loan limits for Alamo Texas?
For 2025, the FHA loan limit for a single-family home in Hidalgo County, which includes Alamo, is $498,257. Limits are higher for multi-unit properties. These limits are set annually by the Department of Housing and Urban Development.
What documents do I need for an FHA loan in Texas?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid Texas ID. Self-employed borrowers may need additional profit and loss statements. The specialist will provide a full checklist based on your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.