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Directory of fha loan specialists in Allen, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
15 agents listed
Updated June 2026
Allen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 15 fha loan specialists in Allen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Allen, Texas helps homebuyers navigate FHA-insured mortgages, which are popular for their lower down payment requirements. Texas law imposes specific property tax and homestead protections that can affect FHA loan eligibility and closing costs. Local specialists in Allen understand Collin County market conditions and can guide you through the Texas-specific underwriting process.
What Does a FHA Loan Specialist in Allen Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Allen average $500 to $700, and title insurance costs are regulated by the Texas Department of Insurance. Costs vary by case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Allen Texas in 2025?
For 2025, the FHA loan limit for a single-family home in Collin County is $498,257. This limit applies to most areas in Allen and is set by the Department of Housing and Urban Development based on local median home prices.
Do I need a special license to be an FHA loan specialist in Texas?
Yes, FHA loan specialists in Texas must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete Texas-specific education and pass a state exam covering Texas foreclosure laws and property codes.
Get matched with agents in Allen who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Texas.