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Looking for a fha loan specialist in Alton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Alton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Alton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Famsa Loans
306 E Main Ave Suite 2, Alton, TX 78573
9565985795
Home Loan & Refinance Alton
301 S Alton Blvd #619, Alton, TX 78573
9566254227
FHA loan specialists in Alton, Texas help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Alton is part of the McAllen-Edinburg-Mission metropolitan area, where FHA loans are popular due to affordable housing options and Texas property tax considerations. Specialists guide clients through Texas-specific regulations, such as the state's homestead exemption and the Texas Property Code requirements for mortgage disclosures.
What Does a FHA Loan Specialist in Alton Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Alton range from 2 to 5 percent of the purchase price, including appraisal fees of $400 to $700 and title insurance fees of $1,500 to $3,000. Lender origination fees vary from 0 to 1 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Alton, Texas?
For 2025, the FHA loan limit for a single-family home in Hidalgo County, which includes Alton, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Limits are set annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Texas lenders may have overlays requiring higher scores, so it is important to check with a specialist.
Are there Texas-specific requirements for FHA loans?
Yes, Texas law requires all FHA loan borrowers to receive a copy of the Texas Home Equity Disclosure and a signed acknowledgment of the state's homestead protections. Additionally, FHA loans in Texas must comply with the Texas Property Code regarding foreclosure timelines and borrower rights.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.