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Showing 2 fha loan specialists in Anna, TX
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Lending4Winners | Mortgages | Refinance
3124 Lakeshore Dr, Anna, TX 75409
(469) 885-7421
lending4winners.com
What Does a FHA Loan Specialist in Anna Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Anna usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Anna Texas in 2025?
For 2025, the FHA loan limit for a single-family home in Collin County is $498,257. This limit applies to most areas in Anna. High-cost areas may have higher limits, but Anna falls under the standard limit.
What credit score is needed for an FHA loan in Texas?
The minimum credit score for an FHA loan is 580 with a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Individual lenders in Anna may set higher requirements.
Can I use an FHA loan to buy a home in Anna Texas if I am self-employed?
Yes, self-employed borrowers can use FHA loans. You must provide two years of tax returns and a profit and loss statement. Lenders in Anna will verify your income stability and business history.