Skip to main content

Compare FHA Loan Specialists in Belton, TX

Browse fha loan specialists serving Belton, Texas. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Belton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 8 fha loan specialists in Belton, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
127 Lake Rd Suite 300, Belton, TX 76513
2549339500
Mutual of Omaha Mortgage
106 W Central Ave Suite 106, Belton, TX 76513
5129313881
Growing Home Mortgage LLC
202 E Central Ave Suite 210, Belton, TX 76513
2548920062
First Community Mortgage
208 E Central Ave Suite 101, Belton, TX 76513
2548317010
Dana Irvine Mortgage
820 Villa Como Dr, Belton, TX 76513
2547214691
Shannon Alexander, The Wood Group of Fairway Home Mortgage
127 Lake Rd Suite 300, Belton, TX 76513
2542950905
Extraco Mortgage | Belton
2000 N Main St, Belton, TX 76513
2547745803
Spark Mortgage, LLC
800 Kennedy Ct B, Belton, TX 76513
7372849267

An FHA loan specialist in Belton Texas helps homebuyers navigate government-backed loans insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Texas law requires all FHA loan originators to hold a valid license from the Texas Department of Savings and Mortgage Lending.

What Does a FHA Loan Specialist in Belton Cost?

Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Belton generally range from 2% to 5% of the purchase price. Lender origination fees vary but often fall between 0.5% and 1% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Belton do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and closing. They help determine eligibility based on FHA guidelines and Texas property requirements.
What are the FHA loan limits for Belton Texas?
For 2025 the FHA loan limit for a single-family home in Bell County is $498,257. This limit applies to Belton and surrounding areas. Higher limits apply for duplexes triplexes and fourplexes.
How long does an FHA loan closing take in Texas?
A typical FHA loan closing in Texas takes 30 to 45 days from application to funding. Delays can occur if the property needs repairs required by the FHA appraisal or if additional documentation is needed.