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Browse fha loan specialists serving Boyd, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Boyd, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Boyd, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
313 E Rock Island Ave Ste 300, Boyd, TX 76023
9409691103
Tim Lambert| The Lambert Team of Fairway Independent Mortgage Corporation
313 E Rock Island Ave Ste 300, Boyd, TX 76023
9403939521
FHA loan specialists in Boyd, Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all FHA loan officers to hold a valid state license and follow specific disclosure rules under the Texas Finance Code. Local specialists understand the unique housing market in Wise County and can guide you through the FHA appraisal and approval process.
What Does a FHA Loan Specialist in Boyd Cost?
Typical costs for FHA loan services in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Boyd generally range from 3 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Boyd Texas?
For 2024 the FHA loan limit for a single-family home in Wise County is $498,257. This amount applies to standard FHA loans and may be higher for multi-unit properties. Limits are set annually by the Department of Housing and Urban Development.
Do I need a special license to originate FHA loans in Texas?
Yes FHA loan originators in Texas must be licensed through the Nationwide Multistate Licensing System and comply with the Texas Mortgage Broker License Act. They must also complete continuing education on Texas-specific regulations each year.
What credit score is needed for an FHA loan in Boyd Texas?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Some lenders in Texas may have higher internal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.