Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 5 fha loan specialists in Carrollton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Tutt | Empower Lending Team
4201 Marsh Ln, Carrollton, TX 75007
(469) 910-0250
empowerlendingteam.com
Michael Inkman | Fairway Independent Mortgage Corporation
4201 Marsh Ln, Carrollton, TX 75007
(972) 244-6770
texashomelending.com
Fairway Independent Mortgage Corporation
4201 Marsh Ln, Carrollton, TX 75007
(469) 252-1000
fairwayindependentmc.com
Chase Home Lending
1801 E Hebron Pkwy, Carrollton, TX 75010
(332) 799-3680
homelendingadvisor.chase.com
What Does a FHA Loan Specialist in Carrollton Cost?
Typical costs for an FHA loan specialist in Carrollton Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Lender fees range from 1 to 2 percent of the loan amount. Third party costs such as appraisal title and credit report fees total 500 to 1,500. These costs vary by case and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Carrollton do?
An FHA loan specialist in Carrollton guides you through the FHA loan application process including credit checks property appraisals and document preparation. They ensure you meet FHA requirements such as a minimum 3.5 percent down payment and a credit score of at least 580. They also help you understand Texas specific rules like the homestead exemption and property tax proration.
What are the FHA loan limits for Carrollton Texas in 2025?
For 2025 the FHA loan limit for a single family home in Carrollton Texas which is in Dallas County is typically around $498,257 for a standard loan. Higher limits apply for duplexes triplexes and fourplex properties. These limits are set by HUD and may change annually based on local median home prices.