Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 fha loan specialists in Cleburne, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
1607 W Henderson St Ste J, Cleburne, TX 76033
8175569981
Toledo Finance
708 N Nolan River Rd, Cleburne, TX 76033
8175569933
Heights Finance
1652 W Henderson St Suite H, Cleburne, TX 76033
8175564684
Security Finance
1652 W Henderson St APT E, Cleburne, TX 76033
8176413333
AgTrust Farm Credit
210 N Ridgeway Dr, Cleburne, TX 76033
8175584902
First Finance Cleburne
1200 W Henderson St Suite J, Cleburne, TX 76033
8175562130
First Financial Mortgage
200 N Ridgeway Dr, Cleburne, TX 76033
8177745100
HII Commercial Real Estate Loans Cleburne TX
803 Granbury St C, Cleburne, TX 76033
6829160740
Guild Mortgage - Cleburne
1439 W Henderson St, Cleburne, TX 76033
6822076037
Colonial National Mortgage
110 N Main St, Cleburne, TX 76033
8177749573
What Does a FHA Loan Specialist in Cleburne Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Closing costs in Cleburne range from 2% to 5% of the purchase price, including lender fees, title insurance, and appraisal fees. Costs vary by loan size, credit profile, and property condition. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Cleburne?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Scores between 500 and 579 may qualify with a 10% down payment. Texas lenders may have slightly higher overlay requirements, so check with a local specialist.
Are there Texas-specific rules for FHA loan inspections?
Yes. Texas requires a termite inspection for all FHA loans, and the property must meet HUD minimum property standards. In Cleburne, specialists often coordinate with local inspectors familiar with older homes common in Johnson County.