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Looking for a fha loan specialist in Deer Park? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Deer Park, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Deer Park, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Cliff Saunders
106 E San Augustine St, Deer Park, TX 77536
2819782106
Liberty Mortgage Commercial Loans
1801 Wynchase Dr, Deer Park, TX 77536
2815429505
Liberty Mortgage
3710 Center St, Deer Park, TX 77536
2815427392
FHA loan specialists in Deer Park, Texas help homebuyers and homeowners secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all FHA loan originators to hold a valid license from the Texas Department of Savings and Mortgage Lending. Deer Park residents often use FHA loans for first-time home purchases or refinancing in the Houston metropolitan area.
What Does a FHA Loan Specialist in Deer Park Cost?
FHA loan specialist fees in Texas generally include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Third-party costs such as appraisal, title, and credit report fees add approximately $500 to $1,500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Deer Park Texas?
The minimum credit score for an FHA loan in Texas is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may still qualify with a 10 percent down payment. Each lender may set higher requirements.
Are there Texas-specific rules for FHA loan limits in Deer Park?
Yes, FHA loan limits in Deer Park follow Harris County guidelines. For 2024, the standard FHA loan limit for a single-family home in this area is $498,257. High-cost area adjustments may apply based on local median home prices.
How long does an FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a three-day right of rescission for refinances. Delays can occur due to appraisal or title issues.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.