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Find FHA Loan Specialists Near You in Denton, TX

Browse fha loan specialists serving Denton, Texas. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Denton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 fha loan specialists in Denton, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage Denton
2300 San Jacinto Blvd, Denton, TX 76205
9403877777
Fairway Independent Mortgage Corporation
2442 Lillian Miller Pkwy #100, Denton, TX 76205
9404845626
Loans with Wes Gregg
100 W Oak St Suite G-109, Denton, TX 76201
8177819392
NFM Lending - Denton
101 S Locust St Suite 703, Denton, TX 76201
2143770041
The Mortgage Brewer at Summit Lending
100 W Oak St, Denton, TX 76201
9722327340
Cultivate Mortgage
1908 Hollister Ln, Denton, TX 76210
9406001929
TJ Sam Mortgage LLC
2209 Palamino Ct, Denton, TX 76210
9405953743
Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer
2442 Lillian Miller Pkwy #100, Denton, TX 76205
9404845626
Planet Home Lending, LLC - Denton
2701 Wind River Ln Suite B, Denton, TX 76210
9403686805
Affiliated Mortgage Lending
211 Fort Worth Dr #A, Denton, TX 76201
9405661315
Michael Schaefer | SouthState Mortgage
3111 Unicorn Lake Blvd # 120, Denton, TX 76210
9723508359

An FHA loan specialist in Denton Texas can help you navigate the Federal Housing Administration loan process. These loans are popular in Texas due to lower down payment requirements and flexible credit guidelines. Denton home buyers often use FHA loans for single-family homes and condos within city limits.

What Does a FHA Loan Specialist in Denton Cost?

Typical costs for an FHA loan specialist in Denton Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Denton Texas?
For 2025 the FHA loan limit for Denton County is typically around $498,257 for a single-family home. This amount is set by the Department of Housing and Urban Development and may change each year.
What credit score is needed for an FHA loan in Denton?
Most lenders require a minimum credit score of 580 for a 3.5 percent down payment. With a score between 500 and 579 you may still qualify but need a 10 percent down payment.
Are there Texas-specific requirements for FHA loans?
Yes Texas has a statutory right of redemption that allows borrowers to reinstate a loan after foreclosure for up to 180 days. Also Texas law requires a 60-day notice before foreclosure for FHA loans.