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Directory of fha loan specialists in Ennis, Texas. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Ennis, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 fha loan specialists in Ennis, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1011 E Ennis Ave Ste B, Ennis, TX 75119
9728751458
Western Finance
206 W Knox St, Ennis, TX 75119
9728756844
Security Finance
1401 W Ennis Ave, Ennis, TX 75119
9728759181
World Finance
112 W Ennis Ave, Ennis, TX 75119
9728754970
Trinity Capital Bank of Texas - Ennis
815 W Ennis Ave, Ennis, TX 75119
9723308530
Vanessa Zmolik - Guild Mortgage
101 NW Main, Ennis, TX 75119
4693374578
Latisha Perez
101 NW Main, Ennis, TX 75119
2142804939
Staci Fincher
101 NW Main, Ennis, TX 75119
4693374916
Ennis State Bank Mortgage
815 W Ennis Ave, Ennis, TX 75119
9728785866
Guild Mortgage Company
101 NW Main, Ennis, TX 75119
9728782224
Steven Barnard
101 NW Main, Ennis, TX 75119
8178451755
Guild Mortgage - J R Rudd
101 NW Main, Ennis, TX 75119
2144548167
An FHA loan specialist in Ennis Texas helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Ellis County due to lower down payment requirements and flexible credit guidelines. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Ennis Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 percent to 1.05 percent depending on loan term and down payment. Closing costs in Ennis usually range from 2 to 5 percent of the loan amount. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Ennis?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval, documentation, and closing. They help determine if you meet FHA credit score and debt to income ratio requirements.
What are the FHA loan limits for Ennis Texas?
For 2024 the FHA loan limit for a single family home in Ellis County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
Do I need a specific credit score for an FHA loan in Texas?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.