Find FHA Loan Specialists Near You in Flower Mound, TX
Browse fha loan specialists serving Flower Mound, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 19 fha loan specialists in Flower Mound, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Flower Mound Texas help homebuyers navigate government backed mortgages with lower down payments. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. These specialists can guide you through FHA credit score minimums and Texas specific property appraisal rules.
What Does a FHA Loan Specialist in Flower Mound Cost?
Typical costs for FHA loan services in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs generally range from 3000 to 8000 dollars for a 200,000 dollar loan. These amounts vary based on the lender, property location, and loan specifics. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Flower Mound Texas?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Texas law also mandates a home appraisal by a FHA approved appraiser. Borrowers must have a valid Social Security number and lawful residency in the United States.
How do I choose an FHA loan specialist in Flower Mound?
Look for a licensed mortgage loan originator registered with the Texas Department of Savings and Mortgage Lending. Check their experience with FHA loans and ask about their knowledge of local property values in Denton County. You can verify a license through the Nationwide Mortgage Licensing System.