Find FHA Loan Specialists Near You in Greenville, TX
Looking for a fha loan specialist in Greenville? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 13 fha loan specialists in Greenville, TX
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An FHA loan specialist in Greenville Texas helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in Hunt County due to lower down payment requirements and flexible credit guidelines. Texas law requires FHA loans to comply with state specific property tax and homestead rules.
What Does a FHA Loan Specialist in Greenville Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Greenville usually range from 3000 to 6000 dollars depending on the loan size and lender fees. Third party costs such as appraisal title and recording fees also apply. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Greenville do?
An FHA loan specialist guides you through the FHA loan process including pre approval document collection and closing. They explain Texas specific requirements such as the Texas Homestead Exemption and property tax proration.
What are the basic FHA loan requirements in Texas?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA safety and appraisal standards. Texas law also requires a 60 day waiting period after a foreclosure or short sale.
How do I choose an FHA loan specialist in Greenville?
Look for a specialist with experience in Texas FHA lending and knowledge of local market conditions in Hunt County. Check their license with the Texas Department of Savings and Mortgage Lending. Ask about their familiarity with Greenville area appraisers and title companies.