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Looking for a fha loan specialist in Harker Heights? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 fha loan specialists in Harker Heights, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
103 E FM 2410 Rd, Harker Heights, TX 76548
2544498246
Alisa Ellis Benchmark Mortgage
581 Pan American Dr # 1, Harker Heights, TX 76548
2544230682
Nicky Tharpe Benchmark Mortgage
581 Pan American Dr # 1, Harker Heights, TX 76548
2545351229
First Community Mortgage
201 E Central Texas Expy #1600, Harker Heights, TX 76548
2546806155
Jimmy Alexander, SWBC Mortgage Killeen/Temple
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer
103 E FM 2410 Rd, Harker Heights, TX 76548
2544498246
SWBC Mortgage Killeen
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Belinda Manzella at CrossCountry Mortgage
100 W Central Texas Expy #102, Harker Heights, TX 76548
2547185456
Maraea Corona Motto Mortgage Exclusive Group
326 Morgan St A, Harker Heights, TX 76548
2543930523
Fredrick Fluker Motto Mortgage Exclusive Group
326 Morgan St A, Harker Heights, TX 76548
4074042916
Myrna Banzon at CrossCountry Mortgage
100 W Central Texas Expy #102, Harker Heights, TX 76548
2546817361
Cara S Latham-U.S. Bank Mortgage
439 E Central Texas Expy Suite B, Harker Heights, TX 76548
4698683983
FHA loan specialists in Harker Heights Texas help homebuyers secure government-backed mortgages with lower down payments. Texas law requires FHA loans to meet specific property standards and occupancy rules. Local specialists guide clients through the Texas Department of Savings and Mortgage Lending regulations.
What Does a FHA Loan Specialist in Harker Heights Cost?
Typical FHA loan costs in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.45 to 1.05 percent. Closing costs in Harker Heights usually range from 2 to 5 percent of the purchase price. Specialist fees vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan requirements in Harker Heights Texas?
FHA loans require a minimum 3.5 percent down payment and a credit score of 580 or higher. Borrowers must occupy the property as their primary residence. Texas law also requires a property appraisal by a FHA-approved appraiser.
How do I choose an FHA loan specialist in Harker Heights?
Look for a specialist licensed by the Texas Department of Savings and Mortgage Lending. Verify their experience with FHA loan processing and local Harker Heights property values. Ask about their knowledge of Texas-specific closing procedures.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.