Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 fha loan specialists in Humble, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
1718 Humble Pl Dr Suite 7, Humble, TX 77338
2813558866
John Gutierrez - Mortgage Lender/Realtor
8067 Farm to Market 1960 Rd E, Humble, TX 77346
2819402894
Firehouse Mortgage
7702 Farm to Market 1960 Rd E Suite 300, Humble, TX 77346
2816689618
Houston Home Loan, Inc.
14215 Smith Rd, Humble, TX 77396
7134635181
Sean Strasner - Firehouse Mortgage
7702 Farm to Market 1960 Rd E Suite 300, Humble, TX 77346
7134490249
Union Home Mortgage
7702 FM 1960 Suite 370B, Humble, TX 77346
8324972028
Kendra Atkins - Millennial Mortgage Loan Officer
8067 Farm to Market 1960 Rd E, Humble, TX 77346
3098252454
Kristi Freeman | Fairway Independent Mortgage Corporation Loan Officer
1718 Humble Pl Dr Suite 7, Humble, TX 77338
2813558866
New American Funding - Humble, TX
20665 W Lake Houston Pkwy, Humble, TX 77346
2815950628
Mortgage Lender Humble TX
5810 Wilson Rd, Humble, TX 77396
2816123735
Britney Goss - SecurityNational Mortgage Company Loan Officer
18525 W Lake Houston Pkwy Ste 222, Humble, TX 77346
3465222114
What Does a FHA Loan Specialist in Humble Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs usually range from 2 to 5 percent of the purchase price. For a $200,000 home this means $3,500 to $10,000 in total closing costs. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Humble Texas?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. Each lender may have slightly different requirements.
Are there Texas-specific rules for FHA loans?
Yes Texas has a homestead law that limits the amount of equity you can borrow against your primary residence. FHA loans in Texas also require a special foreclosure process called non-judicial foreclosure which can take up to 60 days longer than in other states.
How long does an FHA loan process take in Humble?
The typical FHA loan process takes 30 to 45 days from application to closing. This timeline can vary based on the complexity of your financial situation and the current workload of the lender. Texas law requires a three-day right of rescission after signing loan documents.