Find FHA Loan Specialists Near You in Hurst, TX
Browse fha loan specialists serving Hurst, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 10 fha loan specialists in Hurst, TX
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An FHA loan specialist in Hurst, Texas helps borrowers secure government-insured mortgages with lower down payments and flexible credit requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Hurst residents can work with local specialists to navigate FHA loan limits specific to Tarrant County and Texas property tax rules.
What Does a FHA Loan Specialist in Hurst Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Hurst generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hurst Texas?
For 2025, the FHA loan limit for a single-family home in Tarrant County, including Hurst, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or multi-unit properties.
What credit score is needed for an FHA loan in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
Are there Texas-specific requirements for FHA loans?
Texas has unique homestead laws that affect FHA loans. For example, Texas law limits home equity lending to 80 percent of the property value. FHA loans also require a valid Texas property survey and compliance with local flood zone regulations.