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Showing 3 fha loan specialists in Joshua, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pinnacle Bank
456 S Broadway St, Joshua, TX 76058
8175562417
Edward Jones - Financial Advisor: David L Layman
205 N Broadway St, Joshua, TX 76058
8175279564
Colton French - Sr. Loan Officer - NMLS# 1447390
8724 California Ct, Joshua, TX 76058
8177894868
What Does a FHA Loan Specialist in Joshua Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the loan amount, which can include appraisal fees, title insurance, and origination fees. In Joshua, these costs may vary based on the lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Joshua Texas?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment, or 500 with a 10 percent down payment. The property must meet FHA appraisal standards, and the borrower must have a valid Social Security number and steady employment history. Texas law also requires a homestead affidavit for primary residences.
How do I find an FHA loan specialist in Joshua?
You can search for FHA-approved lenders in Joshua, Texas through the U.S. Department of Housing and Urban Development website or by contacting local mortgage brokers. Many specialists serve Johnson County and can meet with you in person or virtually. Always verify the lender is FHA-approved before proceeding.
What is the FHA loan limit for Joshua Texas?
For 2025, the FHA loan limit for a single-family home in Johnson County, Texas is $498,257. This limit applies to most areas and is adjusted annually based on median home prices. Higher limits may apply for duplexes, triplexes, or fourplex properties.