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Browse fha loan specialists serving Katy, Texas. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Katy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 fha loan specialists in Katy, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Capital Lending, A Division of InterLinc Mortgage - Katy, TX
24518 Kingsland Blvd, Katy, TX 77494
2813718555
HMA Mortgage - Shealey Mortgage Team
25140 Kingsland Blvd Suite 100, Ofc 130, Katy, TX 77494
8328676747
HomeWay Mortgage
23218 Red River Dr, Katy, TX 77494
2815658500
Rabi Shamis - Powered by Movement Mortgage
24275 Katy Fwy, Katy, TX 77494
8325511001
Dustin Golden, NMLS: 817993, Movement Mortgage
24275 Katy Fwy Suite #320, Katy, TX 77494
8326810628
Texas Lending Pro, Mortgage Broker
28111 S Firethorne Rd #703, Katy, TX 77494
7137259297
Mitchell Mortgage Group LLC
24285 Katy Fwy suite 300, Katy, TX 77494
3463877124
Houston Mortgage Brokers
22206 Highland Knolls Dr Unit C, Katy, TX 77450
8324377671
Green Arrow Mortgage
24285 Katy Fwy Suite #660, Katy, TX 77494
2816399874
Supreme Lending Houston
410 W Grand Pkwy S #260, Katy, TX 77494
2818830080
Rate Boss Mortgage
23033 Grand Cir Blvd #150A, Katy, TX 77449
8324006221
Cesar Higuera | BluPrint Home Loans | Mortgage Lender NMLS # 1394557
1526 Katy Gap Rd Suite 504, Katy, TX 77494
8328897867
Bill Rapp, CCIM - Medallions Funds Capital Advisor - NMLS 228246
27815 Astoria Brook Ln, Katy, TX 77494
2812220433
Jeff Coady - Movement Mortgage/Market Leader NMLS 800302
An FHA loan specialist in Katy Texas helps borrowers navigate government-backed mortgages with flexible credit requirements. Texas law imposes specific property tax and homestead rules that can affect FHA loan eligibility. Local specialists understand the Katy real estate market and can guide you through the loan process.
What Does a FHA Loan Specialist in Katy Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs usually range from 3 to 5 percent of the purchase price. These costs can vary based on the lender, loan amount, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Katy do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property details to ensure you meet FHA requirements. They also explain Texas specific rules like the homestead exemption and property tax proration.
What are the FHA loan limits for Katy Texas in 2025?
For 2025 the FHA loan limit for a single family home in Harris County including Katy is $498,257. This limit applies to most areas and may be higher for duplexes or triplexes. Your specialist can confirm the exact limit for your property.
How long does an FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3 day right of rescission for refinances. Delays can occur if the property needs repairs required by FHA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.