Skip to main content

FHA Loan Specialists in Kingwood, TX

Compare fha loan specialists in Kingwood. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Kingwood, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Kingwood, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kingwood Mortgage Guys: Mike Durr NMLS #318989
1521 Green Oak Pl Unit 197, Kingwood, TX 77339
2813489899
Guild Mortgage - Ashley Van Meter
900 Rockmead Dr Suite 101, Kingwood, TX 77339
8326614538

An FHA loan specialist in Kingwood Texas can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. Kingwood is part of the Houston metro area, and Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. These specialists help borrowers with lower credit scores or smaller down payments qualify for home financing.

What Does a FHA Loan Specialist in Kingwood Cost?

Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. For a $250,000 home in Kingwood, total closing costs might be $5,000 to $12,500. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Kingwood do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They work with lenders to ensure your loan meets FHA guidelines and Texas state regulations.
What are the FHA loan limits for Kingwood Texas in 2025?
For 2025, the FHA loan limit for a single-family home in Harris County which includes Kingwood is $498,257. This limit applies to most areas and is set by the Federal Housing Administration based on local median home prices.
How long does the FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a three-day rescission period after signing loan documents before funds can be disbursed.