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Directory of fha loan specialists in Laredo, Texas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Laredo, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 fha loan specialists in Laredo, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Laredo
10414 Medical Lp Building B, Suite 2, Laredo, TX 78045
9564135150
Roger Cazares, Supreme Lending Loan Officer, NMLS: 910634
1018 Monaco Blvd Suite 105 & 106, Laredo, TX 78045
9563242574
Nicolas Gomez, SupremeLending Loan Officer, NMLS:1749468
1018 Monaco Blvd Unit 105 & 106, Laredo, TX 78045
9563338974
Dream Big Mortgage
6402 N Bartlett Ave #4, Laredo, TX 78041
9568573258
Southwest Funding Laredo
1303 C. del Norte Suite#800 Office#3, Laredo, TX 78041
9562291480
MBA Mortgage Solutions, LLC
7110 Rocio Dr Suite 1, Laredo, TX 78041
9567173400
Thrive Mortgage- Bob Weathers
7613 Rocio Dr Unit #4, Laredo, TX 78041
9567235626
Etelvina Mata Ramirez - PREW Mortgage Services LLC
7917 McPherson Rd Ste. 204, Laredo, TX 78045
9562512826
NuHome Mortgage
10414 Medical Lp Building E Ste 2, Laredo, TX 78045
David Rodriguez, Supreme Lending Laredo Loan Officer NMLS 418802
1018 Monaco Blvd unit 106 & 105, Laredo, TX 78045
9562063407
Eva Montoya, NMLS: 887700, PrimeLending
10414 Medical Lp Building B, Suite 2, Laredo, TX 78045
9562863566
David Ramirez Motto Mortgage Smart Choice
6402 N Bartlett Ave Ste. 7, Laredo, TX 78041
9569490040
Rate
7613 Rocio Dr Suite 4, Laredo, TX 78041
9568574428
Geo Mortgage
9901 McPherson Rd #101, Laredo, TX 78045
9567288700
Faro Home Loans
7613 Rocio Dr Suite 1, Laredo, TX 78041
9564621118
An FHA loan specialist in Laredo Texas helps borrowers secure mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit guidelines. In Texas, FHA loans must comply with state specific property tax and homestead laws that affect closing costs and escrow accounts.
What Does a FHA Loan Specialist in Laredo Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs in Laredo range from 2 to 5 percent of the purchase price. These costs vary by lender property type and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Laredo?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 may still qualify but requires a 10 percent down payment. Each lender in Laredo may have its own overlays so check with a specialist.
Are there Texas specific rules for FHA loans?
Yes. Texas law requires FHA loans to include a homestead affidavit for owner occupied properties. Also Texas has a cap on prepayment penalties and specific escrow requirements for property taxes and insurance. These rules affect the loan process in Laredo.
How long does FHA loan approval take in Laredo?
Typical FHA loan approval in Laredo takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed for property appraisals or Texas title requirements. A specialist can help you prepare documents to speed up the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.