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Directory of fha loan specialists in Liberty Hill, Texas. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Liberty Hill, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 fha loan specialists in Liberty Hill, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Liberty Hill, Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires FHA loans to comply with state-specific property tax and homestead exemptions. Liberty Hill offers a range of single-family homes and new construction that may qualify for FHA financing.
What Does a FHA Loan Specialist in Liberty Hill Cost?
Typical costs for an FHA loan in Liberty Hill include an upfront MIP of 1.75% of the loan amount, plus annual MIP ranging from 0.45% to 1.05% of the loan balance. Lender origination fees usually range from 0.5% to 1.0% of the loan amount. Appraisal fees in the area average $500 to $700. Title insurance and escrow fees add another $1,500 to $3,000. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Liberty Hill?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They help ensure the property meets FHA minimum property standards and Texas-specific appraisal requirements.
What are the FHA loan limits for Liberty Hill, Texas?
For 2025, the FHA loan limit for a single-family home in Williamson County, including Liberty Hill, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
Do FHA loans in Texas require mortgage insurance?
Yes, FHA loans require an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP that varies based on loan term and down payment. Texas law does not change these federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.