Find FHA Loan Specialists in New Braunfels, TX
Browse fha loan specialists serving New Braunfels, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 19 fha loan specialists in New Braunfels, TX
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An FHA loan specialist in New Braunfels Texas helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Local specialists understand the New Braunfels housing market and can guide you through FHA loan limits which vary by county.
What Does a FHA Loan Specialist in New Braunfels Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 percent of the loan amount plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.55 percent to 0.85 percent of the loan balance. Closing costs in New Braunfels often total 3 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Comal County Texas?
For 2025 the FHA loan limit for a single-family home in Comal County Texas is $498,257. This limit applies to most areas in the county and is set by the Federal Housing Administration based on local median home prices.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes Texas requires all mortgage loan originators to hold a valid license from the Texas Department of Savings and Mortgage Lending. They must also complete continuing education courses each year to maintain their license.
What is the minimum down payment for an FHA loan in Texas?
The minimum down payment for an FHA loan in Texas is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.