Skip to main content

Compare FHA Loan Specialists in Pearland, TX

Compare fha loan specialists in Pearland. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Pearland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 fha loan specialists in Pearland, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jose Alvarez TX Lender Clear Home Loans Inc
11960 W Broadway St Suite 220, Pearland, TX 77584
2818718109
LB Lending
2880 Broadway Bend Dr Building 3, Pearland, TX 77584
2816867973
Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending
11960 W Broadway St Ste. 220, Pearland, TX 77584
3463049724
Mortgage Associates
1506 E Broadway St Suite 102, Pearland, TX 77581
2818921595
New American Funding - Jennifer Rader, MBA
2734 Sunrise Blvd #208, Pearland, TX 77584
8004502010
Mid America Mortgage
12280 W Broadway St Bldg 1 Unit 1123, Pearland, TX 77584
8326802704
Mortgage Options Of Texas LLC
2404 S Grand Blvd #220A, Pearland, TX 77581
8323844917
Esperanza Garcia - Clear Choice Home Loans, LLC
11960 W Broadway St Ste 220, Pearland, TX 77584
8324311633
Yesenia Benavides Lender VP Clear Home Loans Inc.
11960 W Broadway St Suite 220, Pearland, TX 77584
8325704413
A1 Mortgage Group LLC
2734 Sunrise Blvd # 202, Pearland, TX 77584
2815031311
Truth Lending Services LLC
3404 Beacon Bend Ct, Pearland, TX 77584
7134924544

An FHA loan specialist in Pearland Texas can help you navigate the Federal Housing Administration loan process. Pearland is part of the Houston metro area where FHA loans are popular due to lower down payment requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.

What Does a FHA Loan Specialist in Pearland Cost?

Typical costs for an FHA loan specialist in Texas include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Pearland generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Pearland do?
An FHA loan specialist helps borrowers qualify for FHA insured loans. They guide you through credit requirements, down payment options, and the application process. In Texas they must hold a valid mortgage loan originator license.
What are the FHA loan limits for Pearland Texas?
For 2025 the FHA loan limit for a single family home in Pearland is $498,257. This limit applies to Brazoria County. Higher limits may apply for multi unit properties.
How do I choose an FHA loan specialist in Pearland?
Look for a specialist with experience in FHA loans and Texas real estate. Check their license status on the Nationwide Multistate Licensing System. Ask about their knowledge of local property values and inspection requirements.