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Find FHA Loan Specialists Near You in Plano, TX

Looking for a fha loan specialist in Plano? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Plano, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 fha loan specialists in Plano, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SFMC Home Lending
5408 W Plano Pkwy, Plano, TX 75093
2145762900
Goodmortgage
5800 Tennyson Pkwy, Plano, TX 75024
8443723042
JoshMoodyLoans.com - The Moody Team
5000 Legacy Dr #180, Plano, TX 75024
9799972899
The Richard Woodward Team Nexa Mortgage
7820 Hague Ct, Plano, TX 75025
2149451066
BHome Mortgage, LLC
5501 Headquarters Dr ste 210, Plano, TX 75024
2148804894
Highland HomeLoans - Plano, TX
5700 Granite Pkwy, Plano, TX 75024
2146194850
Alexis Farrar
8560 Belleview Dr #325, Plano, TX 75024
9729776364
Mutual of Omaha Mortgage
6275 W Plano Pkwy Suite 275, Plano, TX 75093
2142565929
WeDoLoans (Home/Commercial)
5465 Legacy Dr #650, Plano, TX 75024
2143056936
Rob Kuehne Team - Pinnacle Home Loans
7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024
2145424095
Willow Bend Mortgage Company, (#117371) - Plano
5800 W Plano Pkwy Ste #105, Plano, TX 75093
9728181666
First Guaranty Mortgage Corporation
5800 Tennyson Pkwy Suite 450, Plano, TX 75024
7035563333
H2 Lending LLC
1721 W Plano Pkwy Ste 221, Plano, TX 75075
2149912933
Dream Home Mortgage
6005 W Park Blvd, Plano, TX 75093
9722455626
Home Loans by Texas Best Loan Officer
1920 Jubilee Rd, Plano, TX 75093
2145324770
Elevate Home Mortgage
101 E Park Blvd Suite 600, Plano, TX 75074
8175830986
First Lending
4888 Dexter Dr #100, Plano, TX 75093
9728182800
Nortex Mortgage
2500 Dallas Pkwy #108, Plano, TX 75093
9728675626
Home Of Mortgage LLC
6275 W Plano Pkwy Office 5119, Plano, TX 75093
2148387070
Castle Hills Mortgage
6860 Dallas Pkwy #200, Plano, TX 75024
2149241066

An FHA loan specialist in Plano Texas helps home buyers and homeowners secure government backed mortgages with lower down payments. Texas law requires FHA loans to meet specific property standards and occupancy rules. Specialists guide clients through the Texas Department of Savings and Mortgage Lending regulations and local appraisal requirements.

What Does a FHA Loan Specialist in Plano Cost?

Typical costs for an FHA loan specialist in Plano Texas include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Appraisal fees range from $500 to $700 and title fees average $1,500 to $2,500. Closing costs generally total 3 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Plano do?
An FHA loan specialist helps borrowers understand FHA loan requirements and guides them through the application process. They review credit scores debt ratios and property eligibility for FHA insured loans. Specialists also explain Texas specific rules like the homestead exemption and property tax implications.
What are the FHA loan limits for Plano Texas in 2025?
For 2025 the FHA loan limit for a single family home in Collin County including Plano is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Limits are set by the Federal Housing Administration and updated each year.
How long does it take to close an FHA loan in Texas?
A typical FHA loan closing in Texas takes 30 to 45 days from application to funding. Texas law requires a three day rescission period after signing the loan documents. Delays can occur if the property needs repairs to meet FHA minimum property standards.