Find FHA Loan Specialists in Plano, TX
Looking for a fha loan specialist in Plano? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 fha loan specialists in Plano, TX
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An FHA loan specialist in Plano Texas helps home buyers and homeowners secure government backed mortgages with lower down payments. Texas law requires FHA loans to meet specific property standards and occupancy rules. Specialists guide clients through the Texas Department of Savings and Mortgage Lending regulations and local appraisal requirements.
What Does a FHA Loan Specialist in Plano Cost?
Typical costs for an FHA loan specialist in Plano Texas include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Appraisal fees range from $500 to $700 and title fees average $1,500 to $2,500. Closing costs generally total 3 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Plano do?
An FHA loan specialist helps borrowers understand FHA loan requirements and guides them through the application process. They review credit scores debt ratios and property eligibility for FHA insured loans. Specialists also explain Texas specific rules like the homestead exemption and property tax implications.
What are the FHA loan limits for Plano Texas in 2025?
For 2025 the FHA loan limit for a single family home in Collin County including Plano is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Limits are set by the Federal Housing Administration and updated each year.