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Browse fha loan specialists serving Princeton, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Princeton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Princeton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Garland Mortgage Broker
670 W Princeton Dr, Princeton, TX 75407
2144220029
Chase Home Lending
801 W Princeton Dr, Princeton, TX 75407
6148669246
FHA loan specialists in Princeton, Texas help buyers secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand Collin County property values and can guide you through FHA appraisal and inspection standards specific to the Princeton area.
What Does a FHA Loan Specialist in Princeton Cost?
Typical costs for an FHA loan in Princeton Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees around 500 to 700 dollars, and title insurance costs also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Princeton Texas?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Requirements can vary by lender and loan program.
Are there Texas-specific rules for FHA loans in Princeton?
Yes Texas has unique property tax and homestead laws that affect FHA loans. The state also requires a specific type of title insurance policy for FHA transactions. Your specialist will help you comply with these Texas regulations.
How long does the FHA loan process take in Princeton Texas?
The typical FHA loan process in Princeton takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and document processing. Texas law requires a three-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.