Find FHA Loan Specialists Near You in Roanoke, TX
Looking for a fha loan specialist in Roanoke? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 2 fha loan specialists in Roanoke, TX
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An FHA loan specialist in Roanoke Texas can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. Texas law requires specific disclosures and a 12-day waiting period before closing on a home loan. Local specialists understand Roanoke market conditions and can help you meet FHA minimum property standards.
What Does a FHA Loan Specialist in Roanoke Cost?
FHA loan costs in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs typically range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs vary by provider. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Texas?
FHA loans require a minimum credit score of 580 for 3.5 percent down payment. Borrowers in Texas must also provide proof of steady income and meet debt-to-income ratio limits set by HUD.
How long does an FHA loan closing take in Roanoke Texas?
The typical FHA loan closing in Texas takes 30 to 45 days. Texas law requires a 12-day waiting period after the loan estimate is issued before closing can occur.