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Compare FHA Loan Specialists in Roanoke, TX

Directory of fha loan specialists in Roanoke, Texas. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Roanoke, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Roanoke, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nick Drescher - Mortgage Broker l Edge Home Finance l Purchase & Refinance l Competitive Rates & Low Fees
311 S Oak St Suite 275.03, Roanoke, TX 76262
9723337360
Brittni Got it Done - Loan Originator
320 S Oak St, Roanoke, TX 76262
9722102119

An FHA loan specialist in Roanoke Texas can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. Texas law requires specific disclosures and a 12-day waiting period before closing on a home loan. Local specialists understand Roanoke market conditions and can help you meet FHA minimum property standards.

What Does a FHA Loan Specialist in Roanoke Cost?

FHA loan costs in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs typically range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs vary by provider. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Texas?
FHA loans require a minimum credit score of 580 for 3.5 percent down payment. Borrowers in Texas must also provide proof of steady income and meet debt-to-income ratio limits set by HUD.
How long does an FHA loan closing take in Roanoke Texas?
The typical FHA loan closing in Texas takes 30 to 45 days. Texas law requires a 12-day waiting period after the loan estimate is issued before closing can occur.
Can I use an FHA loan for a fixer-upper home in Roanoke?
Yes, the FHA 203k loan allows you to finance both the purchase and renovation of a home in Roanoke. The property must meet FHA safety and livability standards after repairs are complete.