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Find FHA Loan Specialists Near You in Round Rock, TX

Compare fha loan specialists in Round Rock. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Round Rock, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 fha loan specialists in Round Rock, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Penland Team at Fairway Independent Mortgage Company
2300 Greenhill Dr Suit 200, Round Rock, TX 78664
5127761420
The Nick Pronsky Lending Team - Fairway Independent Mortgage Corporation
2300 Greenhill Dr Suit 200, Round Rock, TX 78664
5127094372
Interlinc Mortgage Services LLC
3000 Joe Dimaggio Blvd STE 66, Round Rock, TX 78665
5123872583
Life Changing Lending
209 N Sheppard St, Round Rock, TX 78664
5128818874
Chad Mullenix - Edge Home Finance
2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681
5126578017
Lending by Liz
2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681
5126088753
Your Mortgage Advocate
551 S I-35 Frontage Rd Suite 367, Round Rock, TX 78664
2147704767
The Millican Central Texas Mortgage Team
400 W Main St #209, Round Rock, TX 78664
5123506746
Austin Mortgage Associates
1717 N Mays St, Round Rock, TX 78664
5127897169
Crestmark Mortgage
1101 Satellite View Suite 105, Round Rock, TX 78665
5123544540

An FHA loan specialist in Round Rock, Texas helps homebuyers navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have flexible credit requirements. Texas law places specific limits on FHA loan amounts based on county boundaries, with Williamson County limits set by HUD annually.

What Does a FHA Loan Specialist in Round Rock Cost?

Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs in Round Rock generally range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 1 percent. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Round Rock Texas?
For 2025, the FHA loan limit for a single-family home in Williamson County is $498,257. This limit applies to Round Rock properties and adjusts annually based on median home prices.
What credit score is needed for an FHA loan in Texas?
A minimum credit score of 580 is required for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there Texas specific rules for FHA loans?
Yes, Texas has unique homestead laws that protect primary residences from forced sale. FHA loans in Texas also require a specific property appraisal and must comply with state foreclosure timelines, which are longer than in many other states.